Client Benefits
| Client Services |
|---|
| Regular client review meetings (in person or web conferencing) |
| Dedicated client support representative |
| Wealthvision online account consolidation & document vault |
| InfoArmor (identity theft protection) service |
| Advisor & LPL newsletters via email |
| Tax cost basis research |
| Evaluation of outside financial/investment accounts |
Independent trustee / trust services* |
| Consultations with client’s tax and legal professionals |
Group presentations and social events |
| Financial Planning Access |
|---|
| Financial foundation (budgeting, cash reserves, debt reduction, savings) |
| Retirement income analysis & planning |
| Employer 401k and benefit plan analysis |
| Social Security benefits analysis and optimization |
| IRA distribution management |
| Trust & estate planning |
| Charitable gift planning |
| Revocable and irrevocable trust strategies |
| College funding planning (children/grandchildren) |
| Long-term care planning; elder care planning (parents) |
| Insurance coverage evaluations |
| Mortgage & banking analysis |
| State-specific planning (tax, estate and marital rights planning strategies) |
| Multi-generational family financial planning |
| Client Portfolio Management |
|---|
| Integration with financial planning services |
| Asset allocation & diversification analysis |
| Investment research & selection |
| Risk management strategies |
| Client account monitoring and active management |
| Client-specific moral/social investment criteria |
| Tax-aware investment management; tax-loss harvesting |
| Account asset management strategies |
| *LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. |